TTOSSORA

Business & marketing

Stripe & PayPal Fee Calculator

Compare common US online-payment presets, edit any rate, and translate a headline fee into per-sale and monthly cost.

Free · Instant · No sign-up
01

Enter your business assumptions

Results update instantly as you type.

Rate source and scopeUS presets · rates remain editable

Presets are reference points for common US online payments. Edit them to match your account.

Stripe pricing ↗PayPal fees ↗
Last reviewed: August 12, 2026

How to use it

A better decision in three steps.

  1. 01

    Choose a US preset or enter a custom percentage and fixed fee.

  2. 02

    Add any applicable cross-border surcharge from your provider agreement.

  3. 03

    Use the required-charge result when you need to receive a specific net amount.

Core formula

The math behind the result.

Net received = charge × (1 − percentage fee) − fixed fee

Questions

Useful before you decide.

Are these rates valid in every country?

No. Presets are for common US online transactions and may exclude special card, currency, dispute or product fees.

Why is the effective rate higher on small sales?

The fixed fee represents a larger share of a small transaction.

Do refunds return the processing fee?

Policies vary by provider and account. Check the current terms for your account before modeling refunds.